Suing someone with no money or assets is often not worth the time and expense, as even a successful judgment may be uncollectible. However, there are situations where it makes sense: if the defendant may acquire assets in the future (judgments in Colorado are valid for 20 years), if there are other liable parties with insurance, or if principle matters to you. In most cases involving uninsured or underinsured drivers, your best path to compensation is through your own UM/UIM coverage. Kane Trial Law helps clients identify all available sources of recovery before recommending whether to pursue a personal lawsuit.
