Uber/Lyft driver underinsured accident coverage

If you're injured by an underinsured Uber or Lyft driver in Colorado, multiple insurance policies may apply depending on the driver's status at the time of the accident. When the driver is actively transporting a passenger or en route to pick one up, Uber and Lyft provide $1 million in liability coverage. If the driver was logged into the app but hadn't accepted a ride, coverage is lower. If the rideshare driver's coverage and the company's policy still don't fully compensate you, your own UIM coverage can fill the gap. These cases can be complex, involving multiple insurers—an experienced attorney can identify all available coverage.