Underinsured motorist claim Colorado

An underinsured motorist (UIM) claim in Colorado allows you to seek compensation from your own insurance policy when the at-fault driver's coverage isn't enough to pay for your damages. To file a UIM claim, you must first exhaust the at-fault driver's liability limits, then submit a claim to your own insurer for the difference. Many Colorado policies require you to get permission from your own insurance company before accepting a settlement from the at-fault driver. An experienced personal injury attorney can help you navigate the UIM claims process and negotiate with your own insurer to maximize your recovery.