What happens if I reject a settlement offer?

If you reject a settlement offer, negotiations may continue, or your attorney may file a lawsuit to pursue your claim through litigation. Rejecting an offer doesn't end your case. It simply means you're not accepting that particular amount. Insurance companies often start with lowball offers expecting negotiation. Your attorney should advise you on whether an offer is fair based on your injuries, medical expenses, lost wages, and pain and suffering. For severe injuries, evaluating offers is more complex because you must account for lifetime medical care, lost earning capacity, and decades of pain and suffering. An offer that seems large may actually be grossly inadequate when measured against a lifetime of need. At Kane Trial Law, we provide honest assessments of settlement offers and support our clients' decisions, whether that means continuing to negotiate, filing suit, or proceeding to trial.