Who pays medical bills during a personal injury case?

During a personal injury case, you are initially responsible for paying your medical bills—the at-fault party's insurance doesn't pay until a settlement or verdict is reached. Use your health insurance to cover treatment costs; this is the most efficient approach and typically results in lower bills due to negotiated rates. If you have MedPay coverage on your auto policy, that can help cover medical expenses regardless of fault. Some medical providers will treat patients on a "letter of protection," agreeing to wait for payment until your case resolves. At Kane Trial Law, we help clients navigate medical bill payment options and work to maximize their net recovery.